Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs only half were successful in obtaining the full amount they were seeking. If you haven’t already figured it out over the past 18 months, small and medium-sized business owners are a pretty resilient…
With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority of investors think so, according to the latest annual survey. And investors have their sights set on one city in particular. The 2021 PIPA Property Investor Sentiment Survey, which gathered insights from 800…
The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”. What’s the loyalty tax? It’s this sneaky lender trick where borrowers with older mortgages are typically charged a higher interest…
With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run you through why so many people are refinancing, and why you should consider doing so too. We’re currently seeing more people refinance their home loans than ever before, and the latest ABS figures…
Do you know how the people in your world are really doing right now? Chances are you know someone who’s doing it tough, but silently pressing on. As always, we’re here to support you, and for R U OK? Day we’re sharing ways you can help others. Life's ups and downs happen to all of…
Remember that classic TV ad: ‘nine out of 10 dentists recommend using [toothpaste brand]?’ Well, it turns out we’ve earned a similar level of trust when it comes to helping first home buyers sink their teeth into the property market. That’s because nine out of 10 first home buyers (FHBs) recently said they trust a…
More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding after the federal government expanded the eligibility criteria for the SME Recovery Loan Scheme. The government is removing requirements for SMEs to have received JobKeeper during the March quarter of 2021, or to…
With many people around the country doing it tough right now, this week we’ll look at a way you can take some pressure off your monthly finances through debt consolidation. Here’s a quick experiment. Go pick up three balls and try to juggle them. Most people, besides those who ran away to join a circus,…
With the pandemic once again tightening its grip around many parts of Australia, today we’ll run you through hardship and grant options that could be available to you or your business. Setting all politics aside, it’s safe to say no one wants to be here. Yet here we are - this time with no JobKeeper…
What measures do you have in place to help protect your family home or business? If life insurance through your superannuation account is one of them, then it’s a good time to give it a quick review - especially if you work in a high-risk environment. We’ve all switched off mentally during those sombre daytime…
