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October 2017

You may already have what it takes to be a good property investor

…and it’s not necessarily a six figure salary! Did you know that your skill and experience in managing a tight budget could make you a better property investor than some big spending high income earners? We often meet people who are hooked on the good life: living in expensive suburbs, fancy cars, frequent dining out and overseas holidays. You’d be surprised however, at how many don’t have adequate savings for retirement or redundancy, let alone a solid investment plan. Income earners on five figure salaries are often the ones who knuckle down and save. Careful budgeting and discipline, coupled with …

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Is a bank valuation holding you back from your dream home?

For many, owning your own home is still the definition of the great Australian dream. We crave the security, desire the lifestyle and long for the freedom that comes with home ownership. But applying for a loan isn’t always easy. There are plenty of hoops to jump through, and organising a bank valuation is just one of them. What is a bank valuation? If you apply for a home loan it’s standard practice for lenders to request a valuation of any properties you own, and in most cases, you don’t get to choose who carries out the valuation, it’s done …

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