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What is a Home Loan Health Check and why do it?

Usually lasting around 15 minutes a Home Loan Health Check is a review to determine if your loan is best suited to your current situation. As your priorities and circumstances change the original deal may not be ideally matched to what you currently need. Many people need a different solution due to home renovations, change of career or they are having a baby and by having a review your loan can be changed to accommodate these. There are constantly new loan products being introduced into the market as well as ever changing interest rates for all types of home loans. …

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2013 Broker of the Year- Warren Dworcan

Broker of the Year announced, The Adviser 5th August 2013, Jessica Darnbrough Australia’s Broker of the Year has been revealed at the 2013 Australian Broking Awards. At the end of last week, Finance Detective’s Warren Dworcan was named both Broker of the Year and Residential Broker of the Year for the second consecutive year. According to the judges, Mr Dworcan’s commitment to his clients and his forward thinking approach to business helped him take home the top award on the day. “The relationships he has with his referral partners and existing clients is exceptional, and his settlement figures are testament to …

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What you need to know about Self Managed Super Funds

What’s all the hype about? Having a retail or industry super fund you are potentially putting the fate of you and your families’ retirement future in the hands of someone you may have never met. More importantly they may have no idea of your goals and longer-term retirement and lifestyle plans. This is one of the main reasons why more and more Australians today are considering establishing self managed superannuation funds (SMSFs). The popularity of SMSFs has increased dramatically over the last 15 years. In 1998 approximately 10% of all superannuation assets were held in SMSFs, as of October 2012 …

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RBA leaves cash rate on hold at 2.75%

4th June 2013 Source: The West Australian The cash rate remains unchanged at 2.75% following today’s RBA monetary policy board meeting. The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at record low of 2.75 per cent at its June board meeting, saying that rate cuts in the past 18 months are helping the economy. All but one of the 13 economists surveyed by AAP expected the RBA to hold its cash rate steady on June 4. The RBA last cut the cash rate by a quarter of a percentage point at its May meeting, after making …

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Financial Planning

Financial decisions can be stressful and many avoid making them as they do not want to make a mistake. However if you make the right choices you can set yourself up for retirement and achieve financial freedom.

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Insurance

We understand the importance you place on family; you want to ensure that your loved ones are properly protected. We source the best insurance policies for life, income, trauma and disability at the lowest cost.

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Refinancing

The Finance Detective team are specialists in refinancing.  By understanding the growing market and new home loan products we make sure that you’re getting the right loan as well as the best rate.

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Commercial Loan

We are also a highly experienced commercial brokerage which has a large network of lenders that to be at your disposal. We are able to assist with professional investors, developers or experienced occupiers.

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Personal Loan

A personal loan is the perfect way to get what you always wanted. Whatever your situation or requirements, our highly qualified team can find you the best solution to suit your financial needs.

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Home Loan

Whether you are a home buyer or purchasing property for investment purposes, choosing the right mortgage can be a life changing decision so it is important you get a home loan that best suits your needs.

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