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September 2016

6 Steps Every Smart Investor Takes Before Investing

There’s no doubt about it, deciding where to invest your hard earned cash is a big decision. We know that creating an investment portfolio isn’t a simple task, but the process can be made easy with the right amount of planning and a little foresight. So where do you begin? We’ve come up with a list of the key things you should consider before you invest: Assess your current position The first thing to do is assess your current position. What funds do you have available? How much can you invest without putting yourself in a risky financial position? What …

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Demystifying Lenders Mortgage Insurance (LMI)

You may have heard us speak about Lenders Mortgage Insurance in previous articles (like: What you need to know about Lenders Mortgage Insurance). What is it again? Lenders Mortgage Insurance (LMI) is designed to protect the lender when the borrower requires a higher than usual percentage of the value of the property. It protects the lender in the case that the borrower (you) cannot meet repayments. Although they have the house as security, if property values decline, that security may not be enough to cover the outstanding loan when the lender comes to sell it. Update Up until recently, if …

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